@incollection{, 626FE6E1B9850C54EF2B34789D869A9B , author={{}}, journal={{}}, journal={{}}, address={Cambridge, United States}, publisher={Great Britain Journals Press Organisation} } @incollection{b0, , title={{A contingency model of leadership effectiveness}} , author={{ JAduda } and { FKingoo }} , journal={{Advances in Experimental Social Psychology}} 1 12 , year={2018} } @incollection{b1, , title={{A study on electronic payments and economic growth: Global evidence}} , author={{ AAldaas }} , journal={{Accounting}} 7 , year={2021. 2021} } @book{b2, , title={{Technological and Organizational Factors Influencing the Internet Banking Use Among SMEs in Yemen: The Mediating Role of Attitude}} , author={{ NAl-Fahim } and { RAbdulghafor }} 10.1007/978-981-19-1111-8_31 , year={2022} } @incollection{b3, , title={{Effects of financing on the performance of small and medium enterprises (SMEs)}} , author={{ EAmin } and { SOnyeukwu } and { JOsuagwu }} , journal={{International Journal of Management}} 2 10 , year={2018} } @book{b4, , title={{}} , author={{ PWAndabai } and { PABina }} , year={2019} } @incollection{b5, , booktitle={{E-banking and its impact on economic growth in Nigeria}} , year={2000-2018. September 2019} 1 } @incollection{b6, , title={{Effect of e-payment systems on the gross domestic product of Nigeria}} , author={{ IBAndrea } and { SNUdeh } and { PUAllison }} , journal={{British International Journal of Applied Economics}} 6 3 , year={2022} , note={Finance and Accounting} } @book{b7, , title={{Resource-Based Theory: Creating and Sustaining Competitive Advantage}} , author={{ PAnyanwaokoro }} , year={2017} , publisher={Oxford University Press} , address={Oxford} } @incollection{b8, , title={{IS integration & business performance: The mediation effect of organizational absorptive capacity in SMEs}} , author={{ VAzeez }} , journal={{Journal of Information Technology}} 23 9 , year={2011} } @book{b9, , title={{Factors influencing the adoption of Internet banking}} , author={{ NSBaraghani }} , year={2008} , publisher={Unpublished Theses} } @incollection{b10, , booktitle={{Statistical Bulletin. Garki: Abuja}} , publisher={Central Bank of Nigeria} , year={2022. 10 Feb 2023} } @incollection{b11, , title={{Investigating the effect of e-banking on the economic growth of Nigeria}} , author={{ EChijioke }} , journal={{Asia Pacific Journal of Research in Business Management}} 7 10 , year={2016. October 2016} } @incollection{b12, , title={{Investigating the impact of accounting information systems on the profitability of Jordanian banks}} , author={{ OClive }} , journal={{Research Journal of Finance and Accounting}} 9 18 , year={2017} } @incollection{b13, , author={{ AEdet }} , booktitle={{Information technology and accounting information system in the Nigerian banking industry}} , year={2019} 4 } @incollection{b14, , title={{Understanding Payment Systems: Web Payment Channels}} , author={{ RFoster }} 10.1007/978-3-319-92961-3_5 , booktitle={{Payment Systems and Other Financial Transactions}} Macmillan, Cham , publisher={Palgrave} , year={2018} } @incollection{b15, , title={{Point of Sale (POS) System}} , author={{ RFriedman } and { MJohnson }} 10.1007/978-3-319-31816-5_83-1 , booktitle={{The Palgrave Encyclopedia of Interest Groups, Lobbying and Public Affairs}} Macmillan, Cham , publisher={Palgrave} , year={2019} } @incollection{b16, , title={{Spurious regression in econometrics}} , author={{ CW JGranger }} , journal={{Journal of Econometrics}} 2 , year={1987} } @incollection{b17, , title={{Concepts of economic growth and development. Challenges of crisis and knowledge}} , author={{ APHaller }} , journal={{London Journal of Research in Management and Business}} 17 1 , year={2012} , note={Economy Transdisciplinarity Cognition} } @book{b18, , title={{The three fundamental roles of information systems in business}} , author={{ JHodagho }} , year={2016. April 9, 2019} , address={Hearst Newspapers, LLC} } @incollection{b19, , title={{The role of accounting information systems in accounting firms}} , author={{ TIsibar }} , journal={{International Journal of Advanced Computer Research}} 1 9 , year={2018} } @incollection{b20, , title={{Impact of electronic banking technology on Customers' Satisfaction and economic growth in Nigeria}} , author={{ AAIsibor } and { AEOmankhanlen } and { LUOkoye } and { BUAchugamonu } and { MEAdebayo } and { GTAfolabi } and { OEAyodeji }} , journal={{International Journal of Civil Engineering and Technology (IJCIET)}} 9 12 , year={2018. December 2018} } @incollection{b21, , title={{Maximum Likelihood Estimation and Inference on Cointegrationwith Applications to the Demand for Money}} , author={{ SJohansen }} , journal={{Oxford Bulletin of Economics and Statistics}} 52 2 , year={1990} } @incollection{b22, , title={{Electronic Payment Systems (E-payments) and Nigeria Economic Growth}} , author={{ SAJohn }} 10.11648/j.ebm.20190506.11 , journal={{European Business & Management}} 5 6 , year={2019} } @incollection{b23, , title={{Financial performance of firms: Evidence from Pakistan cement industry}} , author={{ NJun } and { NCai }} , journal={{Journal of Teaching and Education}} 5 1 , year={2011} } @incollection{b24, , title={{The benefits of using a point of sale (POS) system for small businesses}} , author={{ HLee }} , journal={{Small Business Trends}} 23 4 , year={2019} } @book{b25, , title={{What is a POS System? Point of Sale Guide for Small Businesses}} , author={{ MMaverick }} , year={2021} } @incollection{b26, , title={{Effect of Electronic Banking on the Economic Growth of Nigeria}} , author={{ CONjoku } and { ECNwadike } and { GUAzuama }} , journal={{The International Journal of Business Management and Technology}} 4 3 , year={2020. 2009-2018. May -June 2020} } @incollection{b27, , title={{An empirical investigation into the impact of electronic banking on Nigerian Economic Growth}} , author={{ OOgbeide } and { ENwamaka } and { VNIshiuwu }} , journal={{The Journal of Economics and Social Studies}} 8 1 , year={2016} } @incollection{b28, , title={{The dynamics of electricity consumption and private investment in Nigeria}} , author={{ JAOmojolaibi } and { EPMesagan } and { TDOladipupo }} , journal={{Economic Issues Journal Articles}} 21 2 , year={2016} } @incollection{b29, , title={{New product adoption and diffusion}} , author={{ EMRogers }} , journal={{Journal of Consumer Research}} 2 4 , year={1976} } @incollection{b30, , title={{Diffusion of Innovations: modifications of a model for telecommunications}} , author={{ EMRogers }} , booktitle={{Die Diffusion von Innovationen in der Telekommunikation}} Berlin Heidelberg , publisher={Springer} , year={1995} } @incollection{b31, , title={{The Growth of Online Payment Channels: Issues and Impacts}} , author={{ DMRussell }} , journal={{Journal of Internet Banking and Commerce}} 21 1 , year={2016} } @incollection{b32, , title={{The components of a point of sale (POS) system}} , author={{ JSmith }} , journal={{Retail Technology Review}} 26 2 , year={2018} } @incollection{b33, , title={{Cashless payment and economic growth}} , author={{ HHTee } and { HBOng }} , journal={{Financial Innovation}} 2 1 , year={2016} } @book{b34, , author={{ MUdeghi } and { KHanzace }} , title={{Accounting information and managerial work}} , year={2018} } @incollection{b35, , title={{}} , journal={{Accounting, Organizations and Society}} 35 3 }